Term Loans

Running a successful business requires you to stay ahead of the game and come up with solutions that enable you to take advantage of financial opportunities. 

One such opportunity is a Term Loan from Merchantrek, which can provide your business with extra capital when needed so that you can continue to expand and become more profitable.

SBA Loans

An SBA Loan is a government-backed loan accessible through Merchantrek. 

It offers favorable terms and helps your business access funding for a variety of needs, such as starting or expanding a business, buying equipment, or hiring and payroll.

SBA Loans come with lower interest rates and extended repayment periods, making them a valuable resource for your business.

Equipment Loans

An Equipment Loan is specifically designed to help your business acquire equipment or machinery. The equipment itself typically serves as collateral for the loan. 

Merchantrek Equipment Loans are beneficial because they allow you to obtain essential equipment without having to make a large upfront payment. 

This helps your business conserve its working capital for other operational expenses.

Invoice Factoring

Your business can use Invoice Factoring as an alternative to loans. 

Work with Merchantrek to access funds by “factoring” outstanding invoices. Invoice factoring is a financing plan specifically designed for businesses that issue invoices with net terms, usually between 30 to 90 days. 

With invoice factoring, your business can sell its unpaid invoices to get access to extra funding quickly.

Merchant Cash Advance

A Merchant Cash Advance (MCA) through Merchantrek provides your business with a lump sum of cash in exchange for a percentage of your daily credit card sales or bank deposits. 

Unlike a traditional loan, which has fixed monthly payments, an MCA is repaid through a daily or weekly deduction from your business's credit card sales or bank account until the agreed-upon amount is fully paid off.

Start up Loans

A Startup Business Loan is a type of financing specifically designed for a startup business that’s in the early stages of its development and is focused on growth. 

Merchantrek is startup-friendly,  and understands the unique financial challenges new businesses face, and that's why we offer a range of resources to help startups access essential financing.

Startup Loans can be a valuable source of initial capital for entrepreneurs looking to turn their business ideas into reality.